SMSF Guides & Comparisons

Break-even analysis with real cost data, what's changed with Division 296 and the LRBA ban, and who should (and shouldn't) open one.

Fee crossover table at every balance level from $100K to $1M. What each structure offers exclusively, and where each wins.

Side-by-side fee table at six balance levels. Hostplus Indexed Balanced is one of the cheapest options in Australia — here's how much you save.

Top 5 funds by 10-year return, fee comparison at $250K, and a decision guide by balance tier — from under $200K to $1M+.

Full breakdown of mandatory costs (audit, ATO levy, ASIC) and optional costs. Three real-world scenarios from DIY to complex.

Seven-step guide, full cost breakdown, common first-time trustee mistakes, and a printable setup checklist for 2026.

Annual trustee obligations with deadlines, ongoing rules, pension phase triggers, and the common mistakes that attract ATO penalties.

The residential LRBA ban from 10 August 2026, what's grandfathered, commercial property rules, and tax rates in accumulation vs pension phase.

What's allowed and what's banned post-2026, the First Home Super Saver Scheme explained, and the commercial property business premises strategy.

The new 15% tax on super earnings above $3M from 1 July 2026. How it's calculated, the unrealised gains problem, and four management strategies.

672,805 funds, $1.06 trillion in assets, and the fastest growth on record. What's driving the surge.

ASIC acted against 64 SMSF auditors in FY26. How rollover and crypto scams work, and how to protect your fund.

From 1 July 2026, employer contributions must land within 7 days. What SMSF trustees need to do to prepare.

Without a valid binding nomination, your trustee — not your will — decides who gets your super.

The ATO is matching exchange data against every SMSF return. How to hold crypto compliantly in 2026.

Minimum drawdown rates by age, the $2.1M transfer balance cap, and how earnings become tax-free.

Compare fees, performance and 2026 award wins for three of Australia's top-rated super funds.

The full ATO process, real costs (~$715+), and a realistic 3-4 month timeline.

Go over your cap and you could face tax up to 94%. How it works and how to avoid it.

Add up to $300,000 per person to super from selling your home, from age 55, with no work test.